This loan agreement is dated on the purchase date between Fitter Body Ladies Wellingborough (the lender) and you (the borrower)
Begins on the start date and is fixed for 12 full months - payment for the first partial period will be prorated according to the days remaining in the month.
This membership will entitle the purchaser to unlimited sessions offered by Fitter Body Ladies Wellingborough
Some additional events may be excluded from this membership
Unless otherwise noted, this membership is non-transferable

IN CONSIDERATION of the Lender loaning certain monies (the “Loan”) to the Borrower, and the Borrower repaying the Loan to the Lender, both parties agree to keep, perform and fulfil the promises and conditions set out in this Agreement

Loan Amount and Interest
1. The Lender promises to loan £780.00 GBP to the Borrower and the Borrower promises to repay this principal amount to the Lender, with zero interest payable.
2. This Loan will be repaid by direct debit in twelve consecutive monthly instalments of principal on the first day of each month commencing the month following execution of this Agreement and continuing for twelve months @£65 per month .
3. At any time while not in default under this Agreement, the Borrower may pay the outstanding balance then owing under this Agreement to the Lender without further bonus or penalty
Default
4. Notwithstanding anything to the contrary in this Agreement, if the Borrower defaults in the performance of any obligation under this Agreement, then the Lender may declare the principal amount owing and interest due under this Agreement at that time to be immediately due and payable
Governing Law
5. This Agreement will be construed in accordance with and governed by the laws of England and Wales
Costs
6. All costs, expenses and expenditures including, without limitation, the complete legal costs incurred by enforcing this Agreement as a result of any default by the Borrower, will be added to the principal sum then outstanding and will immediately be paid by the Borrower
Binding Effect
7. This Agreement will pass to the benefit of and be binding upon the respective heirs, executors, administrators, successors and permitted assigns of the Borrower and Lender
Amendments
8. This Agreement may only be amended or modified by a written instrument signed by both the Borrower and the Lender
Severability
9. The clauses and paragraphs contained in this Agreement are intended to be read and construed independently of each other. If any term, covenant, condition or provision of this Agreement is held by a Court of competent jurisdiction to be invalid, void or unenforceable, it is the parties’ intent that such provision be reduced in scope by the Court only to the extent deemed necessary by the Court to render the provision reasonable and enforceable and the remainder of the provisions of this Agreement will in no way be affected, impaired or invalidated as a result
General Provisions
10. Headings are inserted for the convenience of the parties only and are not to be considered when interpreting this Agreement. Words in the singular mean and include the plural and vice versa. Words in the masculine mean and include the feminine and vice versa
Entire Agreement
11. This Agreement constitutes the entire agreement between the parties and there are no further items or provisions, either oral or otherwise.